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TERMS FOR INSTRUCTORS

 

 

Welcome to Investment Academy(hereinafter referred to as the “website” or “site” or “we” or “us”). The websiteis offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein (the “Terms”). Your use of our website constitutes your agreement to all such Terms.

Our website is owned and operated by Investment Academy Global Pte Ltd (Name of the Company) with its office located at 22 Sin Ming Lane #06-76Midview City Singapore 573969 (Office Address). Our website is an online platform that provides a venue to the Client to list and publish their jobs and to Talents to view and get recruited by the client of the portfolios of the Talents match to the job description of the Client.

Our websiteis an online platform that provides the InstructorsandStudents (hereinafter collectively be referred to as “Users” or “You” or “Your”)certain course creation and enrollment services and other services related thereto (collectively, the “Services”) through our website. The Services include the ability for Users and Instructors (each as defined below) to interact via the website or other methods as may be made available by us from time to time.

By using the Site, you agree to comply with and be legally bound by the terms and conditions of these Terms of Service (“Terms”). These Terms govern your access to and use of the Site and Services and all Collective Content, and constitute a binding legal agreement between you and us.

Please read carefully these Terms and our Privacy Policy, which may be found at https://investmentacademyglobal.com/privacy_policy, and which is incorporated by reference into these Terms. If you do not agree to these Terms, you have no right to obtain information from or otherwise continue using the Site. Failure to use the Site in accordance with these Terms may subject you to civil and criminal penalties.

The use of this Website constitutes your consent to, and agreement to, abide by the most current version of these terms and conditions (the “Terms”). We may at any time revise these terms and conditions by updating the Terms. You agree to be bound by subsequent revisions and agree to review the Terms periodically for changes to the terms and conditions. The most up to date version of the Terms will always be available for your review under the “Terms of Use” link that appears at the bottom of the Website.

This website reserves the right to recover the cost of services, collection charges and lawyers fees from persons using the Site fraudulently. This website reserves the right to initiate legal proceedings against such persons for fraudulent use of the Site and any other unlawful acts or acts or omissions in breach of these terms and conditions.

PLEASE READ THESE TERMS OF USE CAREFULLY AS THEY CONTAIN IMPORTANT INFORMATION REGARDING YOUR LEGAL RIGHTS, REMEDIES AND OBLIGATIONS. THESE INCLUDE VARIOUS LIMITATIONS AND EXCLUSIONS, AND A CLAUSE THAT GOVERNS THE JURISDICTION AND VENUE OF DISPUTES.

IN USING THIS WEBSITE YOU ARE DEEMED TO HAVE READ AND AGREED TO THE FOLLOWING TERMS AND CONDITIONS SET FORTH HEREIN. ANY INCIDENTAL DOCUMENTS AND LINKS MENTIONED SHALL BE CONSIDERED TO BE ACCEPTED JOINTLY WITH THESE TERMS. YOU AGREE TO USE THE WEBSITE ONLY IN STRICT INTERPRETATION AND ACCEPTANCE OF THESE TERMS AND ANY ACTIONS OR COMMITMENTS MADE WITHOUT REGARD TO THESE TERMS SHALL BE AT YOUR OWN RISK. THESE TERMS AND CONDITIONS FORM PART OF THE AGREEMENT BETWEEN THE USERS AND US. BY ACCESSING THIS WEBSITE, AND/OR UNDERTAKING TO PERFORM A SERVICE BY US INDICATES YOUR UNDERSTANDING, AGREEMENT TO AND ACCEPTANCE, OF THE DISCLAIMER NOTICE AND THE FULL TERMS AND CONDITIONS CONTAINED HEREIN.

 

1. DEFINITIONS AND INTERPRETATION:

1.1 “Agreement” means the terms and conditions as detailed herein including all Exhibits, privacy policy, other policies mentioned on the website and will include the references to this agreement as amended, negated, supplemented, varied or replaced from time to time.

1.2 “Investment Academy” means the online platform that provides a venue forInstructors to create and upload their courses related to business, finance, accounting, investments etc. and for Students to enroll in these courses if it matches their requirement.

1.3 “Account” means the accounts created by the Instructors and studentson our website in order to use the Services provided by us and require information such as name, email address, password, contact number etc.

1.4 “Content” means text, graphics, images, music, audio, video, information or other materials.

1.5 “Students” means an individual or parent/ guardian of the student in case the student is a minor; who wishes to avail to services of the website to enroll in the courses created/uploaded on the website by the Instructors.

1.6 “User” shall mean the Instructorwho creates an account on the website to avail the services of the website to create/upload coursesfor the Students.

1.7 “User content” means all Content that a user posts, uploads, publishes, submits or transmits to be made available through our website.

1.8The official language of these terms shall be English.

1.9 The headings and sub-headings are merely for convenience purpose and shall not be used for interpretation.

 

2. ELIGIBILITY

2.1 Our services are available only to, and may only be used by individuals who can form legally binding contracts under applicable law and only in compliance with this Agreement and all applicable local, state, national, and international laws, rules and regulations.

2.2 Without limiting the foregoing, the website is not available to children (persons under the age of 18) or Users who have had their User account temporarily or permanently deactivated. By becoming a User and/or availing our services, you represent and warrant that you are at least 18 years old and that you have the right, authority and capacity to enter into and abide by the terms and conditions of this Agreement. You represent and warrant that you are at least 18 years old. In this all cases, the adult is the user and is responsible for any and all activities. Our Site reserves the right to terminate and/or refuse to provide you with access to the Site if it is brought to the Site’s notice or if it is discovered that you are under the age of 18 (eighteen) years.

2.3 If you are registering as a business entity, you represent that you have the authority to bind the entity to this User Agreement.

2.4 Our website may, in its sole discretion, refuse to offer access to or use of the website to any person or entity and change its eligibility criteria at any time.

 

3. REGISTRATION

3.1 In order to create an account and register with us you shall create an account with us.

A. Accounts:

  • a) If you wish to create an account directly on our website then you shall be required to provide certain personal information such as email address, name, city, gender, contact number and password.
  • b) You represent and warrant that all required registration information you submit is truthful and accurate, and you will maintain the accuracy of such information. You are responsible for maintaining the confidentiality of your Account login information and are fully responsible for all activities that occur under your Account. You agree to immediately notify us of any unauthorized use, or suspected unauthorized use of your Account or any other breach of security. Our website cannot and will not be liable for any loss or damage arising from your failure to comply with the above requirements. You must not share your password or other access credentials with any other person or entity that is not authorized to access your account. Without limiting the foregoing, you are solely responsible for any activities or actions that occur under your website account access credentials. We encourage you to use a “strong” password (a password that includes a combination of upper and lower case letters, numbers, and symbols) with your account. We cannot and will not be liable for any loss or damage arising from your failure to comply with any of the above.

3.2 You agree to provide and maintain accurate, current and complete information about your Account. Without limiting the foregoing, in the event you change any of your personal information as mentioned above in this Agreement, you will update your Account information promptly.

3.3 When creating an Account, don’t:

  • a) Provide any false personal information to us (including without limitation a false username) or create any Account for anyone other than yourself without such other person’s permission;
  • b) Use a username that is the name of another person with the intent to impersonate that person;
  • c) Use a username that is subject to rights of another person without appropriate authorization; or
  • d) Use a username that is offensive, vulgar or obscene or otherwise in bad taste.

 

3.4 We reserve the right to suspend or terminate your Account if any information provided during the registration process or thereafter proves to be inaccurate, false or misleading or to reclaim any username that you create through the Service that violates our Terms. If you have reason to believe that your Account is no longer secure, then you must immediately notify us at support@investmentacademyglobal.com.

3.5 Our Services are not available to temporarily or indefinitely suspended Users. Our website reserves the right, in its sole discretion, to cancel unconfirmed or inactive accounts. Our website reserves the right to refuse service to anyone, for any reason, at any time.

3.6 One individual/entity can own only have one account in his/her/its name.

3.7 You agree to comply with all local laws regarding online conduct and acceptable content. You are responsible for all applicable taxes. In addition, you must abide by our website’s policies as stated in the Agreement and the website policy documents listed on the Website as well as all other operating rules, policies and procedures that may be published from time to time on the Website by Company.

 

4. SERVICES

4.1 Our website allows Instructors to register themselves either as a basic member or as a premium member to create/upload certain courses on the website taking into consideration (i) the subjects including but not limited to business, finance, accounting, investments etc.; (ii) fee charged by the Instructors.

4.2 The Students on the basis of their requirements can enroll in the courses created/uploaded on the website by the Instructors thereto in order to avail the service of the Instructors.

 

5. PAYMENTS

5.1 The Charges set out on the Site are determined as determined by you. The Charges are inclusive of any applicable taxes.

5.2 You will receive the payment only after 30 days of purchase of enrollment by the students.

5.3 We shall collect pre-payments from Students. Following completion of the course, we shall pay you the amount due to you after deducting our commission based on the membership chosen by you on (or soon after) the first working day of the following month.

 

6. REFUND

6.1 If the Student is not satisfied with the services provided by you, the Student may raise a request for refund of the course fee by emailing to us at support@investmentacademyglobal.com within 14 days since the date of the purchase of enrollment.

 

7. REPRESENTATIONS AND WARRANTIES OF THE INSTRUCTOR

7.1 If you register via the Site and Services to serve as a Instructor, you represent and warrant to that you

  • • have requisite knowledge in the subjects you select via the Services to create/upload courses in such subjects to Users;
  • • will utilize User-paid course creation/upload Services time solely to create/upload course only;

7.2 You understand and agree that Students will contact you via the Site and Services and request that you create/upload courses. You have no obligation to create/uploadany Course, and any Courseyou may choose to create/uploadare in your sole discretion.

7.3 You are solely responsible for your interactions with Students. You understand that the website does not in any way screen the students and the instructor. You are solely responsible for, and will exercise caution, discretion, common sense, and judgment in using the Site, the Service and creating/uploading courses and disclosing personal information to Users. You agree to take reasonable precautions in all interactions with other Students and Instructors.

7.4 We reserve the right to contact Instructorsin order to evaluate compliance with the rules and policies set forth in these Terms of Service and any other policies applicable to use of the Service. If you ever believe that another Instructoror Student has violated the law or is defrauding, threatening or endangering anyone, we urge you to immediately contact the police directly for help.

7.5 You will not share personal contact information with other Instructoror Student via the Site.

7.6 You will not use the Site or Services or create/upload courses in any manner that harasses a Student or another Instructoror could interfere with any other party’s use or enjoyment of the Site or Services. You will respect the privacy of others and not use the Site or Servicesfor unwelcome, rude or abusive communications or in any other manner as determined by us in our sole discretion.

7.7 You may not use the Site or Services to contact a Student to meet in person. You may not create/upload a course for a Student outside of the Site or Services.

 

8. USE OF THE WEBSITE

8.1 You understand and agree that the Website merely provides hosting services to its Users. All profiles etc. posted/advertised / listed and the contents therein are posted, advertised and listed by Users. Our website neither originates nor initiates the transmission nor selects the sender and receiver of the transmission nor selects nor modifies the information contained in the transmission. We have no control over such contents and do not provide any guarantee with respect to any such content and our website shall not be held liable for any loss suffered based on your reliance on or use of such data/content.

8.2 You shall not post, host, display, upload, modify, publish, transmit, update or share any information which:

  • a. belongs to another person and to which You do not have any right;
  • b. is grossly harmful, harassing, blasphemous, defamatory, obscene, pornographic, paedophilic, libellous, invasive of another’s privacy, hateful, or racially, ethnically objectionable, disparaging, relating or encouraging money laundering or gambling, or otherwise unlawful in any manner whatever; or unlawfully threatening or unlawfully harassing.
  • c. is misleading in any way;
  • d. is patently offensive to the online community, such as sexually explicit content, or content that promotes obscenity, paedophilia, racism, bigotry, hatred or physical harm of any kind against any group or individual;
  • e. harasses or advocates harassment of another person;
  • f. involves the transmission of “junk mail”, “chain letters”, or unsolicited mass mailing or “spamming”;
  • g. promotes illegal activities or conduct that is abusive, threatening, obscene, defamatory or libellous;
  • h. infringes upon or violates any third party’s rights [including, but not limited to, intellectual property rights, rights of privacy (including without limitation unauthorized disclosure of a person’s name, email address, physical address or phone number) or rights of publicity];
  • i. promotes an illegal or unauthorized copy of another person’s copyrighted work (see “Copyright complaint” below for instructions on how to lodge a complaint about uploaded copyrighted material), such as providing pirated computer programs or links to them, providing information to circumvent manufacture-installed copy-protect devices, or providing pirated music or links to pirated music files;
  • j. contains restricted or password-only access pages, or hidden pages or images (those not linked to or from another accessible page);
  • k. provides material that exploits people in a sexual, violent or otherwise inappropriate manner or solicits personal information from anyone;
  • l. provides instructional information about illegal activities such as making or buying illegal weapons, violating someone’s privacy, or providing or creating computer viruses;
  • m. contains video, photographs, or images of another person (with a minor or an adult).
  • n. tries to gain unauthorized access or exceeds the scope of authorized access to the Website or to profiles or other areas of the Website or solicits passwords or personal identifying information for commercial or unlawful purposes from other users;
  • o. solicits gambling or engages in any gambling activity which we, in our sole discretion, believe is or could be construed as being illegal;
  • p. interferes with another User’s use and enjoyment of the Website and enjoyment of similar services;
  • q. harm minors in any way;
  • r. infringes any patent, trademark, copyright or other proprietary rights or third party’s trade secrets or rights of publicity or privacy or shall not be fraudulent or involve the sale of counterfeit or stolen products;
  • s. violates any law for the time being in force;
  • t. deceives or misleads the addressee/ users about the origin of such messages or communicates any information which is grossly offensive or menacing innature;
  • u. impersonate another person;
  • v. contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer resource; or contains any trojan horses, worms, time bombs, cancelbots, easter eggs or other computer programming routines that may damage, detrimentally interfere with, diminish value of, surreptitiously intercept or expropriate any system, data or personal information;
  • w. shall not be false, inaccurate or misleading;

8.3 You shall not create liability for us or cause us to lose (in whole or in part) the services of our internet service provider (“ISPs”) or other suppliers;

8.4 You shall not use any “deep-link”, “page-scrape”, “robot”, “spider” or other automatic device, program, algorithm or methodology, or any similar or equivalent manual process, to access, acquire, copy or monitor any portion of the Website or any Content, or in any way reproduce or circumvent the navigational structure or presentation of the Website or any Content, to obtain or attempt to obtain any materials, documents or information through any means not purposely made available through the Website. We reserve our right to bar any such activity.

8.5 You shall not attempt to gain unauthorized access to any portion or feature of the Website, or any other systems or networks connected to the Website or to any server, computer, network, or to any of the services offered on or through the Website, by hacking, password “mining” or any other illegitimate means.

8.6 You shall not make any negative, denigrating or defamatory statement(s) or comment(s) about Us or the brand name or domain name used by Us, or otherwise engage in any conduct or action that might tarnish the image or reputation, of our website or sellers on platform or otherwise tarnish or dilute any of our trade or service marks, trade name and/or goodwill associated with such trade or service marks, trade name as may be owned or used by us. You agree that you will not take any action that imposes an unreasonable or disproportionately large load on the infrastructure of the Website or our systems or networks, or any systems or networks connected to us.

8.7 You agree not to use any device, software or routine to interfere or attempt to interfere with the proper working of the Website or any transaction being conducted on the Website, or with any other person’s use of the Website.

8.8 You may not forge headers or otherwise manipulate identifiers in order to disguise the origin of any message or transmittal you send to us on or through the Website or any service offered on or through the Website. You may not pretend that you are, or that you represent, someone else, or impersonate any other individual or entity.

8.9 You may not use the Website or any content for any purpose that is unlawful or prohibited by these Terms of Use, or to solicit the performance of any illegal activity or other activity which infringes the rights of our website and / or others.

8.10 You shall solely enable us to use the information you supply us with, so that we are not violating any rights you might have in your Information, you agree to grant us a non-exclusive, worldwide, perpetual, irrevocable, royalty-free, sub-licensable (through multiple tiers) right to exercise the copyright, publicity, database rights or any other rights you have in your Information, in any media now known or not currently known, with respect to your Information. We will only use your information in accordance with the Terms of Use and Privacy Policy applicable to use of the Website.

8.11 We reserve the right, but have no obligation, to monitor the materials posted by users on the Website. Our website shall have the right to remove or edit any content that in its sole discretion violates, or is alleged to violate, any applicable law or either the spirit or letter of these Terms of Use. Notwithstanding this right, you remain solely responsible for the content of the materials you post on the website and in your private messages. Please be advised that such Content posted does not necessarily reflect our views. In no event shall our website assume or have any responsibility or liability for any Content posted or for any claims, damages or losses resulting from use of Content and/or appearance of Content on the Website. You hereby represent and warrant that you have all necessary rights in and to all Content which you provide and all information it contains and that such Content shall not infringe any proprietary or other rights of third parties or contain any libellous, tortious, or otherwise unlawful information.

8.12 It is possible that any of the user (including unauthorized users or “hackers”) may post or transmit offensive or obscene materials on the Website and that other users may be involuntarily exposed to such offensive and obscene materials. It also is possible for others to obtain personal information about you due to your use of the Website, and that the recipient may use such information to harass or injure you. We do not approve of such unauthorized uses, but by using the Website, you acknowledge and agree that we are not responsible for the use of any personal information that you publicly disclose or share with others on the Website. Please carefully select the type of information that you publicly disclose or share with others on the Website.

8.13 We shall have all the rights to take necessary action and claim damages that may occur due to your involvement/participation in any way on your own or through group/s of people, intentionally or unintentionally in DoS/DDoS (Distributed Denial of Services).

 

9. YOU AGREE AND CONFIRM

9.1 That you will use the services provided by our website, its affiliates and contracted companies, for lawful purposes only and comply with all applicable laws and regulations while using the Site and transacting on the Site.

9.2 You will provide authentic and true information in all instances where such information is requested of you. We reserve the right to confirm and validate the information and other details provided by you at any point of time. If upon confirmation your details are found not to be true (wholly or partly), we have the right in our sole discretion to reject the registration and debar you from using the Services of our website and / or other affiliated websites without prior intimation whatsoever.

9.3 That you are accessing the services available on this Site and transacting at your sole risk and are using your best and prudent judgment before entering into any transaction through this Site.

9.4 It is possible that the other users (including unauthorized/unregistered users or “hackers”) may post or transmit offensive or obscene materials on the Website and that you may be involuntarily exposed to such offensive and obscene materials. It also is possible for others to obtain personal information about you due to your use of the website, and that the recipient may use such information to harass or injure you. We do not approve of such unauthorized uses, but by using the website you acknowledge and agree that we are not responsible for the use of any personal information that you publicly disclose or share with others on the website. Please carefully select the type of information that you publicly disclose or share with others on the Website.

9.5 You agree that you will not:

  • a. Restrict or inhibit any other user from using and enjoying the Interactive Features;
  • b. Post or transmit any unlawful, threatening, abusive, libelous, defamatory, obscene, vulgar, pornographic, profane, or indecent information of any kind, including without limitation any transmissions constituting or encouraging conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any local, state, national, or international law;
  • c. Post or transmit any information, software, or other material which violates or infringes in the rights of others, including material which is an invasion of privacy or publicity rights or which is protected by copyright, trademark or other proprietary right, or derivative works with respect thereto, without first obtaining permission from the owner or right holder.
  • d. Post or transmit any information, software or other material which contains a virus or other harmful component;
  • e. Alter, damage or delete any Content or other communications that are not your own Content or to otherwise interfere with the ability of others to access our website
  • f. Disrupt the normal flow of communication in an Interactive Area;
  • g. Claim a relationship with or to speak for any business, association, institution or other organization for which you are not authorized to claim such a relationship;
  • h. Violate any operating rule, policy or guideline of your Internet access provider or online service.

 

10. OWNERSHIP

All right, title, and interest in and to the website (excluding postings/content provided by the users) is and will remain the exclusive property of our website and our licensors. The website service is protected by copyright, trademark, and other laws of Singapore. Nothing in these Terms gives you a right to use the name of the website or website’s trademark or logo, or any other trademarks, logos, domain names, or other distinctive brand features relating to the website or located on the website.

 

11. YOUR RIGHTS AND LICENSE TO CONTENT

11.1 You retain your rights to any Content you list, post or upload on our website. By listing, posting or uploading Content on our website, you grant us a limited, perpetual, irrevocable, worldwide, non-exclusive, royalty-free, transferable license (with the right to sublicense) to use, copy, reproduce, process, adapt, modify, create derivative works of, transmit, host, display, and distribute such Content in any and all media or distribution methods (now known or later developed) as necessary to provide the website and in accordance with these Terms.

11.2 You are solely responsible for your use of the website, for any content you provide, and for any consequences thereof, including, but not limited to, the use of your content by us. Without limiting the foregoing, you represent and warrant that you have all the rights, power, and authority necessary to grant the rights granted herein to any Content that you submit.

11.3 You will indemnify and hold us harmless from and against any and all claims, suits, disputes, actions, losses, judgments, and costs (including, but not limited to, attorneys’ fees) arising out of or relating to any one or more of the following: (a) your use of or access to our website, (b) your provision of any Content or other information to or through the website, (c) any third party claim that any Content you provide infringes, misappropriates, or otherwise violates any Rights, and (d) your violation of any of these Terms.

 

12. REVIEWS, FEEDBACK, SUBMISSIONS

12.1 All reviews, comments, feedback, postcards, suggestions, ideas, and other submissions disclosed, submitted or offered to us on or by this Site or otherwise disclosed, submitted or offered in connection with your use of this Site (collectively, the “Comments”) shall be and remain our property. Such disclosure, submission or offer of any Comments shall constitute an assignment to us of all worldwide rights, titles and interests in all copyrights and other intellectual properties in the Comments. Thus, we exclusively own all such rights, titles and interests and shall not be limited in any way in its use, commercial or otherwise, of any Comments. We will be entitled to use, reproduce, disclose, modify, adapt, create derivative works from, publish, display and distribute any Comments you submit for any purpose whatsoever, without restriction and without compensating you in any way.

12.2 We are and shall be under no obligation (1) to maintain any Comments in confidence; (2) to pay you any compensation for any Comments; or (3) to respond to any Comments. You agree that any Comments submitted by you to the Site will not violate this policy or any right of any third party, including copyright, trademark, privacy or other personal or proprietary right(s), and will not cause injury to any person or entity. You further agree that no Comments submitted by you to the Site will be or contain libelous or otherwise unlawful, threatening, abusive or obscene material, or contain software viruses, political campaigning, commercial solicitation, chain letters, mass mailings or any form of “spam”.

12.3 Our website does not regularly review posted Comments, but does reserve the right (but not the obligation) to monitor and edit or remove any Comments submitted to the Site. You grant us the right to use the name that you submit in connection with any Comments. You agree not to use a false email address, impersonate any person or entity, or otherwise mislead as to the origin of any Comments you submit. You are and shall remain solely responsible for the content of any Comments you make and you agree to indemnify us and our affiliates for all claims resulting from any Comments you submit. We and our affiliates take no responsibility and assume no liability for any Comments submitted by you or any third party.

12.4 As a participant in the Website, you agree to use careful, prudent, and good judgment when leaving Feedback for another user. The following actions constitute inappropriate uses of Feedback: (a) threatening to leave negative or impartial Feedback for another user unless that user provides services not included in the original Posting or not agreed to as part of the Service to be provided; (b) leaving Feedback in order to make the Service Professional or Service User appear better than he or she actually is or was; and (c) including conditions in an Offer or Want that restrict a Service Professional or a Service User from leaving Feedback.

 

13. COPYRIGHT & TRADEMARK

13.1 Our website, its suppliers and licensors expressly reserve all intellectual property rights in all programs, products, processes, technologyand other materials(excluding postings/content/text provided by the users), which appear on this Site. Access to this Site does not confer and shall not be considered as conferring upon anyone any license under any of www.investmentacademyglobal.com or any third party’s intellectual property rights. All rights, including copyright, in this website are owned by or licensed to us or third party suppliers. Any use of this website or its contents, including copying or storing it or them in whole or part, other than for your own personal, non-commercial use is prohibited without the permission of our website. You cannot modify, distribute or re-post anything on this website for any purpose.

13.2 www.investmentacademyglobal.com Investment Academynames and logos and all related product and service and our slogans are the trademarks or service marks of Investment Academy Global Pte Ltd. All other marks are the property of their respective companies. No trademark or service mark license is granted in connection with the materials contained on this Site. Access to this Site does not authorize anyone to use any name, logo or mark in any manner.

13.3 All materials, including images, text, illustrations, designs, icons, photographs, programs, music clips or downloads, video clips and written and other materials that are part of this Site (collectively, the “Contents”) are intended solely for personal, non-commercial use. You may download or copy the Contents and other downloadable materials displayed on the Site for your personal use only. No right, title or interest in any downloaded materials or software is transferred to you as a result of any such downloading or copying. You may not reproduce (except as noted above), publish, transmit, distribute, display, modify, create derivative works from, sell or participate in any sale of or exploit in any way, in whole or in part, any of the Contents, the Site or any related software. All software used on this Site is the property of our website or its suppliers and protected by Copyright Laws of Singapore. The Contents and software on this Site may be used only as a shopping resource. Any other use, including the reproduction, modification, distribution, transmission, republication, display, or performance, of the Contents on this Site is strictly prohibited. Unless otherwise noted, all Contents are copyrights, trademarks and/or other intellectual property owned, controlled or licensed by our website, one of its affiliates or by third parties who have licensed their materials to us and are protected by Copyright Laws of Singapore. The compilation (meaning the collection, arrangement, and assembly) of all Contents on this Site is the exclusive property of our website and is also protected by Copyright Laws of Singapore.

13.4 If you learn of any unlawful material or activity on our website, or any material or activity that breaches this notice, please inform us. We respect the intellectual property rights of others and expect users of the Services to do the same. We will respond to notices of alleged copyright infringement that comply with applicable law and are promptly and properly provided to us. If you have a reason to believe that Your Content has been copied in a way that constitutes copyright infringement, please provide us with the following information:

  • a. physical or electronic signature of the copyright owner or a person authorized to act on their behalf;
  • b. identification of the copyrighted work claimed to have been infringed;
  • c. identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit us to locate the material;
  • d. Your contact information, including your address, telephone number and an email address;
  • e. a statement by you that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and
  • f. a statement that the information in the notification is accurate, and that You are authorized to act on behalf of the copyright owner.

13.5 We have the right to remove the Content alleged to be infringing without prior notice, at our sole discretion, and without liability to you. In appropriate circumstances, we will also terminate a user’s account if we determine that the user is a repeat infringer.

13.6 Notices regarding our website should be sent to: copywright@investmentacademyglobal.com.

 

14. TAXES

14.1 You are responsible for paying any taxes, including any goods and services or value added taxes, which may be applicable depending on the jurisdiction of the services provided.

14.2 Depending on your residency or location, you may be subject to certain taxes, on certain fees that we charge. These taxes will be added to fees billed to you, if applicable.

14.3 You acknowledge that you must comply with your obligations under income tax provisions in your jurisdiction.

 

15. INDEMNITY

You agree to defend, indemnify and hold harmless our Company/website, its employees, directors, officers, agents and their successors and assigns from and against any and all claims, liabilities, damages, losses, costs and expenses, including attorney’s fees, caused by or arising out of claims based upon your actions or inactions, which may result in any loss or liability to our website or any third party including but not limited to breach of any warranties, representations or undertakings or in relation to the non-fulfillment of any of your obligations under this User Agreement or arising out of your violation of any applicable laws, regulations including but not limited to Intellectual Property Rights, payment of statutory dues and taxes, claim of libel, defamation, violation of rights of privacy or publicity, loss of service by other subscribers and infringement of intellectual property or other rights. This clause shall survive the expiry or termination of this User Agreement.

 

16. TERMINATION

16.1 We may, at any time and without notice, suspend, cancel, or terminate your right to use the website (or any portion of the website). In the event of suspension, cancellation, or termination, you are no longer authorized to access the part of the website affected by such suspension, cancellation, or termination. In the event of any suspension, cancellation, or termination, the restrictions imposed on you with respect to material downloaded from the website and the disclaimers and limitations of liabilities set forth in the Agreement, shall survive.

16.2 Without limiting the foregoing, we may close, suspend or limit your access to our website:

  • • if we determine that you have breached, or are acting in breach of, this Agreement;
  • • if we determine that you have breached legal liabilities (actual or potential), including infringing someone else’s Intellectual Property Rights;
  • • if we determine that you have engaged, or are engaging, in fraudulent, or illegal activities;
  • • to manage any risk of loss to us, a User, or any other person; or
  • • For other similar reasons.

If we find you breaching these terms of service, you may also become liable for an amount of which we have suffered losses/damages.

 

17. DISCLAIMERS AND LIMITATION OF LIABILITY

17.1 The Site is provided without any warranties or guarantees and in an “As Is” condition. You must bear the risks associated with the use of the Site.

17.2 The Site provides content from other Internet sites or resources and while our website tries to ensure that material included on the Site is correct, reputable and of high quality, it shall not accept responsibility if this is not the case. We will not be responsible for any errors or omissions or for the results obtained from the use of such information or for any technical problems you may experience with the Site. This disclaimer constitutes an essential part of this User Agreement. In addition, to the extent permitted by applicable law, we are not liable, and you agree not to hold Company responsible, for any damages or losses (including, but not limited to, loss of money, goodwill or reputation, profits, or other intangible losses or any special, indirect, or consequential damages) resulting directly or indirectly from:

  • • Your use of or your inability to use our Website, Services and tools;
  • • Delays or disruptions in our Website, Services, or tools;
  • • Viruses or other malicious software obtained by accessing our Website, Services, or tools or any site, Services, or tool linked to our Website, Services, or tools;
  • • Glitches, bugs, errors, or inaccuracies of any kind in our Website, Services, and tools or in the information and graphics obtained from them;
  • • The content, actions, or inactions of third parties, including items listed using our Website, services, or tools or the destruction of allegedly fake items;
  • • A suspension or other action taken with respect to your account; and

17.3 To the fullest extent permitted under applicable law, our website or its suppliers shall not be liable for any indirect, incidental, special, consequential or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data or other intangible losses arising out of or in connection with the Site, its services or this User Agreement. Without prejudice to the generality of the section above, the total liability of our website to you for all liabilities arising out of this USER AGREEMENT WHETHER IN TORT OR CONTRACT IS LIMITED TO THEAMOUNT PAYED BY YOU. Our website, its associates and technology partners make no representations or warranties about the accuracy, reliability, completeness, correctness and/or timeliness of any content, information, software, text, graphics, links or communications provided on or through the use of the Site or that the operation of the Site will be error free and/or uninterrupted. Consequently, our website assumes no liability whatsoever for any monetary or other damage suffered by you on account of the delay, failure, interruption, or corruption of any data or other information transmitted in connection with use of the Site; and/or any interruption or errors in the operation of the Site.

17.4 Our website periodically schedules system downtime for the Sites for maintenance and other purposes. Unplanned system outages also may occur. You agree that we have no responsibility and is not liable for: (a) the unavailability of any of the Sites; (b) any loss of data, information or materials caused by such system outages; (c) the resultant delay, mis-delivery or non-delivery of data, information or materials caused by such system outages; or (d) any outages caused by any third parties, including without limitation any companies or servers hosting any of the Sites, any Internet service providers or otherwise.

17.5 User understands and agrees that any information or material and/or goods or services obtained through the service is done at user’s own discretion and risk and that user will be solely responsible for any damage resulting from any transaction.

17.6 No advice or information, whether oral or written, obtained by user from us for free or through or from the service shall create any warranty not expressly stated herein.

 

18. GOVERNING LAWS AND JURISDICTION

This User Agreement shall be construed in accord with the applicable laws of Singaporeregardless of your physical location.

The Courts at Singapore have exclusive jurisdiction in any proceedings arising out of this agreement.

 

19. DISPUTE RESOLUTION

A. DISPUTE BETWEEN YOU AND US:

19.1 Generally, transactions are conducted smoothly on our website. However there may be some cases where we and you may face issues. A ‘Dispute’ can be defined as a disagreement between you and us in connection with a transaction on the Website.

19.2 In the interest of resolving disputes between you and us in the most expedient and cost effective manner, you and we agree that any and all disputes arising in connection with the Terms shall be resolved by binding arbitration. Arbitration is more informal than a lawsuit in court. Arbitration uses a neutral arbitrator instead of a judge or jury, may allow for more limited discovery than in court, and can be subject to very limited review by courts. Arbitrators can award the same damages and relief that a court can award. Our agreement to arbitrate disputes includes, but is not limited to all claims arising out of or relating to any aspect of the Terms, whether based in contract, tort, statute, fraud, misrepresentation or any other legal theory, and regardless of whether the claims arise during or after the termination of the Terms. YOU UNDERSTAND AND AGREE THAT, BY ENTERING INTO THE TERMS, YOU AND WE ARE EACH WAIVING THE RIGHT TO A TRIAL BY JURY OR TO PARTICIPATE IN A CLASS ACTION.

19.3 The seat of Arbitration shall be Singapore and the language used for arbitration shall be English.

19.4 The award of the arbitration shall be binding on both, you and us.

19.5 The suits which are impliedly or specifically barred by this agreement shall be opposed by us by pleading this agreement.

B. DISPUTE BETWEEN INSTRUCTORS OR STUDENTS ON THE WEBSITE

19.6 You acknowledge and agree that in the event that a dispute arises between you and another Instructor or Student in relation to any Coursethat you will first attempt to resolve any differences that you have in relation to such course, including in relation to the quality of the services provided.

19.7 If you continue to have any difficulties or problems in relation to a dispute with another Instructor or Student in relation to courses we encourage you to contact us as set out in the Clause entitled “Contact us”.

19.8 In relation to disputes with any other users of the Website, you hereby agree to indemnify us from any and all claims, demands, and damages, actual and consequential, of every kind and nature, known and unknown, that is related to such a dispute,

19.9 A User found to be in breach of the Code of Conduct may automatically lose the dispute in favour of the other party involved, regardless of the origin of the dispute. The User who breached the Code of Conduct may also incur further disciplinary action.

 

20. SITE SECURITY

You are prohibited from violating or attempting to violate the security of the Site, including, without limitation, (a) accessing data not intended for you or logging onto a server or an account which you are not authorized to access; (b) attempting to probe, scan or test the vulnerability of a system or network or to breach security or authentication measures without proper authorization; (c) attempting to interfere with service to any other user, host or network, including, without limitation, via means of submitting a virus to the Site, overloading, “flooding,” “spamming,” “mail-bombing” or “crashing;” (d) sending unsolicited email, including promotions and/or advertising of products or services; or (e) forging any TCP/IP packet header or any part of the header information in any email or newsgroup posting. Violations of system or network security may result in civil or criminal liability. We will investigate occurrences that may involve such violations and may involve, and cooperate with, law enforcement authorities in prosecuting users who are involved in such violations. You agree not to use any device, software or routine to interfere or attempt to interfere with the proper working of this Site or any activity being conducted on this Site. You agree, further, not to use or attempt to use any engine, software, tool, agent or other device or mechanism (including without limitation browsers, spiders, robots, avatars or intelligent agents) to navigate or search this Site other than the search engine and search agents available from us on this Site and other than generally available third party web browsers (e.g., Netscape Navigator, Microsoft Explorer).

 

21. PRIVACY

All Personal Information and User Generated Content provided to or displayed on the Site and Services are subject to our Privacy Statement.

 

22. NOTICE

22.1 By using the Site and Services, you accept that communication with us will be mainly electronic. We will contact you by email or provide you with information by posting notices on the Site and Services.

22.2 You acknowledge that all contracts, notices, information and other communication we may provide electronically comply with any legal requirements that such documents are in writing.

22.3 Notice will be deemed received and properly served immediately when posted on the Site and Services, 24 hours after an email is sent, or 3 days after the date of posting any letter. As proof of service, it is sufficient that:

22.4 For letters, the letter was properly addressed, stamped and placed in the post; and

22.5 For emails, the email was sent to the specified email address.

 

23. LEGAL COMPLIANCE

23.1 In addition to this Agreement, you must familiarize yourself with, and comply with the Policies, domestic laws (including common law), state legislation, international laws, statutes, ordinances and regulations regarding your use of our services. Notwithstanding successful conclusion of a transaction you must ensure strict compliance with any particular formalities which, if not complied with, will either render a transaction void or unlawful.

23.2 You alone, and not we, are responsible for ensuring that the services and any other activities conducted on the website are lawful. You must ensure that they comply with all applicable laws inSingaporeand all other countries.

23.3 You should comply with country, state and federal regulations.

 

24. LINKS TO OTHER WEBSITES

Links to third party Websites on this site are provided solely as a convenience to you. If you use these links, a new browser will be lodged to access linked Websites. We have not reviewed these third party Websites and does not control and is not responsible for any of these Websites or their content. We do not endorse or make any representations about them, or any information, or other products or materials found there, or any results that may be obtained from using them. If you decide to access any of the third party Websites linked to this site, you do this entirely at your own risks.

 

25. NO WAIVER IMPLIED

The failure of us to enforce at any time any of the provisions of these of Agreement, or the failure to require at any time performance by you of any of the provisions of these provisions, shall in no way be construed to be a present or future waiver of such provisions, nor in any way affect the our right to enforce each and every such provision thereafter. The express waiver by us of any provision, condition or requirement of these provisions shall not constitute a waiver of any future obligation to comply with such provision, condition or requirement.

 

26. SEVERABILITY

Each Term shall be deemed to be severable. If any Term or portion thereof is found to be invalid or unenforceable, such invalidity or unenforceability shall in no way effect the validity or enforceability of any other Term.

 

27. ASSIGNMENT

27.1 You will not assign any rights or delegate any obligations under these Terms, in whole or in part, by operation of law or otherwise, without obtaining our prior written consent, which may be withheld in our sole discretion.

27.2 We may assign our rights and delegate any of our obligations under these Terms, in whole or in part, without your consent. Any assignment or delegation in violation of the foregoing will be null and void. These Terms will be binding and inure to the benefit of each party’s permitted successors and assigns.

 

28. FORCE MAJEURE

We shall be under no liability to you in respect of anything that, if not for this provision, would or might constitute a breach of these Terms, where this arises out of circumstances beyond our control, including but not limited to:

  • a. acts of god;
  • b. natural disasters;
  • c. sabotage;
  • d. accident;
  • e. riot;
  • f. shortage of supplies, equipment, and materials;
  • g. strikes and lockouts;
  • h. civil unrest;
  • i. Computer hacking; or
  • j. malicious damage.

 

29. DIGITAL SIGNATURE

29.1 By using our services, you are deemed to have executed this Agreement electronically, effective on the date you register your Account and start using our services. Your Account registration constitutes an acknowledgement that you are able to electronically receive, download, and print this Agreement.

29.2 In connection with this Agreement, you may be entitled to receive certain records, such as contracts, notices, and communications, in writing. To facilitate your use of the website, you give us permission to provide these records to you electronically instead of in paper form.

29.3 By registering for an Account, you consent to electronically receive and access, via email, all records and notices for the services provided to you under this Agreement that we would otherwise be required to provide to you in paper form. However, we reserve the right, in our sole discretion, to communicate with you via the Postal Service and other third-party mail services using the address under which your account is registered. Your consent to receive records and notices electronically will remain in effect until you withdraw it. You may withdraw your consent to receive further records and notices electronically at any time by contacting Customer Support. If you withdraw your consent to receive such records and notices electronically, we will terminate your access to the Services, and you will no longer be able to use the Services. Any withdrawal of your consent to receive records and notices electronically will be effective only after we have a reasonable period of time to process your request for withdrawal. Please note that your withdrawal of consent to receive records and notices electronically will not apply to records and notices electronically provided by us to you before the withdrawal of your consent becomes effective.

29.4 In order to ensure that we are able to provide records and notices to you electronically, you must notify us of any change in your email address by updating your Account information on the website or by contacting Customer Support.

 

30. ENTIRE AGREEMENT

These Terms collectively represent the entire agreement and understanding between you and us and supersede any other agreement or understanding (written, oral or implied) that you and we may have had. Any statement, inducement, promise, covenant or condition not expressly found either in these Terms shall be deemed as void.

 

31. CONTACT US

For any further clarification of out Terms and Conditions, please write to us at) support@investmentacademyglobal.com

 
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